Salary guide
TCS salary for freshers
TCS salary for freshers starts at ₹3.4 LPA for a Ninja graduate, with ₹7.09–7.30 LPA in Digital and ₹9.09–9.30 LPA in Prime, according to its NQT hiring page for the 2024–2026 batches. On the Ninja minimum, that is about ₹24,725 a month in hand in FY 2026-27, with your employer's PF inside the CTC.
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- In-hand a month, PF inside CTC
- ₹24,725
- In-hand a month, PF on top
- ₹26,425
- Source
- TCS careers: All India NQT Hiring, 18 Feb 2026
How much does TCS pay freshers?
Each CTC is printed as its source published it, with the date. The monthly in-hand pay is worked out for FY 2026-27, with your employer's PF inside the CTC or on top of it.
Freshers (0–1 year)
| Role | CTC a year (published) | In-hand a month, PF inside CTC | In-hand a month, PF on top | Source |
|---|---|---|---|---|
| NinjaGraduates (UG), minimum CTC | ₹3.4 LPA | ₹24,725 | ₹26,425 | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| NinjaPostgraduates (PG), minimum CTC | ₹3.6 LPA | ₹26,192 | ₹27,992 | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| DigitalGraduates (UG) | ₹7.09–7.30 LPA | ₹51,785– | ₹55,330– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| DigitalPostgraduates (PG) | ₹7.39–7.60 LPA | ₹53,985– | ₹57,680– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| PrimeGraduates (UG) | ₹9.09–9.30 LPA | ₹66,452– | ₹70,997– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| PrimePostgraduates (PG) | ₹11.59–11.80 LPA | ₹84,785– | ₹90,580– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
1–2 years’ experience
| Role | CTC a year (published) | In-hand a month, PF inside CTC | In-hand a month, PF on top | Source |
|---|---|---|---|---|
| DigitalGraduates (UG), 1–2 years | ₹7.50–7.72 LPA | ₹54,792– | ₹58,542– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| DigitalPostgraduates (PG), 1–2 years | ₹7.82–8.04 LPA | ₹57,138– | ₹61,048– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| PrimeGraduates (UG), 1–2 years | ₹9.45–9.66 LPA | ₹69,092– | ₹73,817– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
| PrimePostgraduates (PG), 1–2 years | ₹12.05–12.26 LPA | ₹88,158– | ₹94,183– | TCS careers: All India NQT Hiring, 18 Feb 2026 |
What is the TCS Ninja salary?
The minimum CTC for a TCS Ninja offer is ₹3.4 LPA for graduates and ₹3.6 LPA for postgraduates, as the FAQ on TCS’s NQT hiring page states. On the graduate minimum, your in-hand pay is about ₹24,725 a month with PF inside the CTC, or ₹26,425 if PF is paid on top.
Ninja is the track for application development and maintenance projects. For the 2026 drive, TCS says it is focusing on Prime and Digital candidates, and Ninja offers depend on how you perform in the hiring process.
What is the TCS Digital salary?
TCS lists ₹7.09–7.30 LPA for graduates and ₹7.39–7.60 LPA for postgraduates with up to one year of experience. For a graduate, that is about ₹51,785–₹53,325 a month in hand with PF inside the CTC.
Digital work covers solution development and integration and internal projects on newer technologies. To be considered for Digital or Prime, you must attempt the Advanced section of the NQT.
What is the TCS Prime salary?
Prime is the highest TCS band for freshers: ₹9.09–9.30 LPA for graduates and ₹11.59–11.80 LPA for postgraduates with up to one year of experience. A graduate takes home about ₹66,452–₹67,992 a month with PF inside the CTC, or ₹70,997–₹72,642 with PF on top.
Prime candidates work on complex projects with advanced technologies and algorithms. With one to two years of experience, the same page lists ₹9.45–9.66 LPA for graduates (second tab of the table).
How do you get a Digital or Prime offer at TCS?
Through the TCS NQT and the interview that follows. The test runs for 190 minutes in two parts: a 75-minute Foundation section (numerical, verbal and reasoning ability) and a 115-minute Advanced section (advanced quantitative and reasoning ability, and coding). Your score decides whether you are interviewed for Prime, Digital or Ninja.
To apply, TCS asks for at least 60% in class 10, class 12, diploma (if any) and your degree, no pending backlog and a total education gap of 24 months or less. See the TCS NQT syllabus to prepare.
What should you check in your offer letter?
- Whether the CTC includes the employer’s PF. If it does, read the "PF inside CTC" column; if PF is paid on top, read the other one.
- Your basic pay. This page assumes basic is half the CTC; a lower basic means less PF taken out and slightly more in hand.
- Any joining bonus, relocation amount or variable pay counted inside the CTC. These are not paid every month.
- Your job location. TCS notes that actual pay depends on relevant work experience and job location, and professional tax depends on the state.
How is the in-hand pay worked out?
- CTCs are printed exactly as each source published them. The in-hand pay is our own calculation for FY 2026-27 under the new tax regime (the default), for a resident below 60 with salary as the only income. Where a source gives a range, both ends are worked out.
- Basic pay is taken as 50% of CTC and HRA as 40% of basic. Companies split pay differently, but under the new regime the split changes only your PF, not your tax.
- PF is 12% of basic from you and 12% from your employer, on the full basic pay. The table shows both cases: the employer's PF inside the CTC and on top of it.
- Standard deduction of ₹75,000; no tax when taxable income is ₹12 lakh or less (section 156 rebate), with marginal relief just above it; 4% cess on any tax.
- Professional tax at Karnataka rates. Other states charge different amounts, and some charge none.
- Not included: joining or retention bonuses, variable pay, gratuity, insurance and meal cards. If your offer counts any of these inside the CTC, your monthly pay is lower than the table shows.
Salary sourcesTCS careers: All India NQT Hiring (18 Feb 2026)Tax sources, checked 3 Nov 2026Finance Bill 2026 memorandum: rates of income-tax for tax year 2026-27Income-tax Act, 2025, section 156: rebateIncome-tax Act, 2025, section 19: standard deductionFAQs: revision of the EPFO wage ceiling from ₹15,000 to ₹25,000 a monthProfessional tax: employer portal and ratesThe Code on Wages, 2019, section 2(y): wages
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Questions freshers ask
TCS lists at least ₹3.4 LPA for Ninja graduates, ₹7.09–7.30 LPA in Digital and ₹9.09–9.30 LPA in Prime for graduates with up to a year of experience, on its NQT hiring page for the 2024–2026 batches. Postgraduates get a little more in each band.
About ₹24,725 a month on the ₹3.4 LPA graduate minimum, with the employer’s PF inside the CTC, or ₹26,425 if PF is paid on top. That assumes basic pay is half the CTC and Karnataka professional tax.
₹7.09–7.30 LPA for graduates and ₹7.39–7.60 LPA for postgraduates with up to one year of experience. A graduate takes home about ₹51,785–₹53,325 a month with the employer’s PF inside the CTC.
No, not on any CTC on this page under the new regime in FY 2026-27. After the ₹75,000 standard deduction, taxable income stays under the ₹12 lakh limit, so the section 156 rebate cancels the tax. PF and professional tax still come out of your pay.
They are pay bands set by your NQT score and interview. Ninja works on application development and maintenance, Digital on solution development and integration, and Prime on complex projects with advanced technologies. Digital and Prime need the NQT’s Advanced section.